LGPL-3 · Version 18.0.2.1.2

Personal Budget

The household budget: spending, subscriptions and a couple's budget shared on purpose, measured against your plan month by month.

Video · Personal Budget · 1:02
The household budget dashboard: net year to date, gap from plan, then income and expenses by category over three months
The household budget dashboard: net year to date, gap from plan, then income and expenses by category over three months
Subscriptions and recurring expenses: cost per month, what is left to pay this year and the next due dates
Subscriptions and recurring expenses: cost per month, what is left to pay this year and the next due dates
Transactions grouped by month, with the gross amount, your own share and the budget of each line
Transactions grouped by month, with the gross amount, your own share and the budget of each line

In a household, subscriptions pile up without anyone adding them up, the plan lives in a spreadsheet, and nobody knows who owes whom.

The dashboard compares actuals with the plan, by category and by month, with the gap and last year at the same date. Subscriptions are counted ahead: their monthly equivalent, what is left to pay this year and what falls due in the next 30 days.

Your budget stays private. The couple's or household budget is shared on purpose with the people you name; everyone else, administrators included, sees only a neutral name, Private budget. A shared expense works out each person's share and keeps a ledger of who owes what.

Statements come in as an OFX, QFX or CSV file exported from your bank, imported without duplicates: no bank link, no payments, no financial advice. Loans, cheques and invoices sit in the same budget, without the Invoicing app.

personal_budget · Version 18.0.2.1.2 · Guide chapter · View the deck (PDF) · View the source · See it in the catalogue

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